Is debt good or bad? It depends on your point of view and how you utilize debt. There are some well-known proponents that say stay out of debt no matter what. Debt is bad. I disagree. Debt is a tool if used wisely. Read on to understand why debt can be good.
Continue reading “DEBT”How To Buy A House
Do you think you are ready to take a step toward the “American Dream”? Tired of paying rent and want to start building equity and be a homeowner? If you said Yes to those questions but don’t know what to do next, I’m here to help. It’s a lot to cover but we will keep it as concise as possible while still providing value. Read on to learn how easy it can be.
Continue reading “How To Buy A House”ESTABLISH CREDIT
Merry Christmas! and Bah! Humbug
Ahh, Christmas. It’s a wonderful time of the year. I love Christmas for what it represents and brings out in most people. But it can also be a frustrating and depressing time as well. I guess it depends on you and your situation.
Continue reading “Merry Christmas! and Bah! Humbug”SMALL STEPS TO BIG CHANGES
How much do you want to make a big change in your life? Most of us want something. Lose weight, eat healthy, get a better job, get out of debt… Generally speaking this kind of drastic change does not happen overnight. It takes planning, motivation, and work. Making small changes and steps toward getting to that goal.
Continue reading “SMALL STEPS TO BIG CHANGES”Grow the Gap : Earn more or spend less?
When working toward FI or paying down debt, most people try to spend less, some try to earn more. You need to increase the gap between what you earn and what you spend. Why not do both?
Continue reading “Grow the Gap : Earn more or spend less?”