How’s your crypto doing? Looks like Thanos just snapped his fingers.

For those who do not follow, Thanos is a “Villain” in the Marvel Universe (Spider Man, Iron Man) who acquires the Infinity Stones which, once he possesses them all, allows him to wipe out half of the population of the entire Universe. He saw it as a good thing to free up overpopulation and diminishing resources. Good intentions, bad execution. He was able to do that in an instant with the snap of his fingers.

I don’t know about you, but I say that any “currency” that can lose half of its value in such a short period is not a viable currency… and therefore very risky as an investment. Of course, the hardcore believers keep saying to #buythedip!

Check out this chart for the value of Bitcoin over the last year. Is there a future? Who knows. Maybe, but it will be a very crazy roller coaster of a ride for a long time to come.

Same goes for the stock market. Which is why I have suggested previously if you want to invest in the market, buy index funds. That is the safest place to be if you are in the market. Unless you want to use some fun money that you are not afraid to lose with buying individual stocks. Individual stocks can actually plummet to 0. I have had a few myself that went bankrupt and lost everything.

And that drop can happen instantly. Look up Enron…

Here are just a couple that are worth about one fourth of what they were 6 months ago.

Roblox is an online gaming platform. My 10 year old son plays on it a lot. When they went public I bought 1 share to tell him he now owns a piece of Roblox. Other than the personal aspect of it, it was a terrible investment. Netfilx was all the hype during the pandemic. The value soared. If you decided to buy at that point you are greatly regretting it now.

At the time of this post, mid-May 2022, the stock markets are way down, especially tech stocks, and the crypto market is going crazy. Several of the lesser known cryptos have disappeared and even the king of them, Bitcoin, is down below $30k, less than half of its all-time high, just last November 2021.

This is why it is important to diversify. And not just in different sectors of the stock market.

As you can see clearly in the below graphic, they are ALL down. Take a look…it’s like blood in the streets. Warren Buffet always says to buy what you understand. By the way, he doesn’t buy crypto…

Diversify into hard assets. Real assets. Particularly, as you know, my favorite : Real Estate.

Real estate does not have near the volatility. It may not be the cool thing to invest in… as a matter of fact, it’s about as exciting as watching the grass grow… but like grass, it keeps growing…

Sure, the downside is that it is not as liquid. But at the same time, that is a good thing.

There are downturns in Real Estate as well. But unlike the stock market where you can get scared and sell everything at a loss instead of waiting it out, you cannot sell real estate in an instant. Therefore you can’t make rash decisions out of fear or other emotions. People who sold during the 2008-2009 market crash are greatly regretting it now.

If you buy right, for cash flow, then it doesn’t matter if the value goes down, the rental income will still cover the costs of ownership and the debt will still get paid down. No need to fear.

Oh, and did I mention with Real Estate you have a lot more control over its value? It doesn’t matter what some high horse CEO tweets to the world, it won’t affect the value. But that person can make a stock, or crypto, become worthless…with just the snap of a finger!

Don’t wait to buy real estate, buy real estate and wait.

Credit to my friends Brian Briscoe and Amy Sylvis for inspiring different segments of this post. Both are providers of Real Estate Apartment Syndication opportunities.